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NO MONEY PAID UNTIL AFTER SERVICES ARE COMPLETED!

Find your Financial Confidence with Personalized Credit Repair

Remove negative items on your credit reports and stop third party creditors from collecting debts legally!

About Us

Why Repair Credit?

Your credit score comes from your credit report--essentially your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score.  123CREDIT.US makes sure your credit report contains correct information so you’ll have the highest score possible.

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How It Works

123CREDIT.US can remove negative items under the Fair Credit reporting Act and stop third-party creditors from collecting money you owe legally under the Fair Debt Collection Practices Act.


Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most. 

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Why Us?

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call 123CREDIT.US today and let my experience save you time, money, and frustration.

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Sign up to hear from us about credit repair and get your credit on track today at no risk!

Contact Us

Send Message

123CREDIT.US knows that untangling your credit can be both stressful and confusing. Send a message today, and 123CREDIT.US can get you started on a path to financial confidence. 

123 Credit Restoration

287 Genesee Street, Utica, New York 13501, United States

Phone: (315) 734-5310
Facsimile: (315)689-4022

Mon

9:00 am – 6:00 pm

Tue

9:00 am – 6:00 pm

Wed

9:00 am – 6:00 pm

Thu

9:00 am – 6:00 pm

Fri

9:00 am – 6:00 pm

Sat

Closed

Sun

Closed